Pros and Cons of Using Rideshare Services

purchasing auto insurance

Whether you are a college or university student or parent of a student, you might be considering the logistics of insuring and having a vehicle on campus. There are several questions to ask before you make a decision. Having an automobile when living on campus might make it more convenient to travel on weekends; however,…

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CARES Act Assistance

We at Steely & Smith Insurance hope this finds you and your loved ones healthy and safe during this challenging period our Nation is facing.  While all businesses have been negatively affected by the effects of COVID-19, none have suffered more that those small-to-medium sized businesses that have been determined to be non-essential. These businesses…

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What You Need to Know About Auto Insurance for Lyft and Uber Drivers

uber and lyft auto insurance

Did you have any idea that your personal auto insurance policy might not cover you when you are working? Several personal car insurance policies have ridesharing exclusions. If you’re considering becoming a Lyft or Uber driver, you might need to double check the policy and contemplate buying commercial car insurance for your own protection.  …

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When is the Ideal Time of Year to Purchase a Vehicle?

best time to purchase new vehicle

Knowing when it is the best time to purchase an automobile may be tricky because the short answer is, it all depends. The market for vehicles is not an exact science and figuring out the proper time to purchase might depend upon who you ask. It also is a good idea to think about your…

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Will You Get Money Back for Probate Bonds?

how probate bonds works

Probate bonds – a.k.a. fiduciary bonds, estate bonds, and executor bonds – are made to safeguard the estate of the deceased from fraud, incompetence, and additional bad actions by an estate’s executor. An executor posts the bond, and as long as she/he does not involve themselves in any action which causes loss to an estate,…

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