Make Sure Your Fire Detectors Are Up to Date

Don’t wait until disaster strikes! ACT NOW to make sure your smoke and CO2 alarms have not expired and are in working order. Many people do not know that smoke alarms have an expiration date – did you? Countless deaths from a fire are due to smoke alarms that are in not working order. We…

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Tips for Keeping your Fireplace Working Safely During the Winter Months

fireplace tips

In the midst of wrapping presents, attending parties and eating all the yummy holiday goodies, please take time out to make sure your fireplace will safely keep you, your family and friends cozy and toasty this winter. In today’s marketplace, there are numerous types of fireplaces – wood, propane, natural gas, insert or electric fireplaces,…

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How Often Should You Review Your Homeowner’s Insurance Policy?

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Many homeowners only review their homeowner insurance policy when they initially put it into place. Madelyn Flannagan, vice president for education and research at the Independent Insurance Agents and Brokers of America, or IIABA, noted, “So many people never look at it because their mortgage company pays their premiums.” Past IIABA surveys have shown that…

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Will My Homeowner’s Insurance Protect Me Against Lawsuits?

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According to 360 Financial Literacy, “typical homeowners insurance provides limited coverage for personal injuries or property damage to others for which you or members of your family living with you may be legally responsible. The injuries or damages don’t have to occur on your property. Your policy will describe what types of claims are covered,…

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