Plumbing leaks – and not theft, windstorms, or fires – account for 40 percent of homeowner claims. Knowing the following 3 signs might save you from huge repair bills later on:

Bulging washer hoses

Imagine your washing machine hoses just like the batteries in a smoke detector. They must be regularly changed! We suggest using steel mesh instead of the rubber type that is usually sold with machines. A bulge or crack in the hose is an indication that it is about to burst. However, oftentimes, they become brittle from the inside and break without any warning, whatsoever. You should change hoses every 5 years and take care that they are not pinched behind your machine. Likewise, while cleaning underneath your fridge, do not push it back too far and cause crimping of the waterline to the ice maker.

Consistent sink backups or toilet clogs

Every now and then, people experience a clog, either from attempting to flush too much, oil or hair accumulation or putting the incorrect item down a garbage disposal. However, if you are continuously relying on a plunger to get stuff moving or experience frequent slow draining or gurgling, it might be an indication that tree roots have entered the sewer line or the line has partially collapsed and deteriorated. A plumber might have the ability to use his remote camera to diagnose the issue.

Discolored or blistering paint or mold

Pinhole leaks inside pipes behind walls or in ceilings might be the culprit. If you see even a small leak underneath the sink, immediately mop it up and have it repaired. A mold colony may pop up virtually overnight.

Before experiencing a severe plumbing disaster, make sure you’re covered with homeowner’s insurance!

At Steely & Smith insurance, we work with clients on a daily basis to answer their questions and assist them in finding the best insurance to meet all of their needs. Due to our years of expertise, there are insurance questions you might’ve never considered. We will be glad to go over your homeowners insurance policy and help you locate the best products and best rates for your situation.

To learn more about homeowner insurance policy offered by At Steely & Smith insurance, contact us today at (215) 345-9410.