If you own a pool, shed, freestanding garage or additional structure on your property, it might be safeguarded under the homeowner’s insurance policy.

Outdoor buildings and sheds

The amount of coverage differs from one policy to another; check the policy for the coverage associated with those items.

Keep in mind to alert your carrier or agent of the existence of those objects and keep the rebuilding price of those structures in mind while buying the home insurance policy.

For more information on our homeowners insurance please feel free to get in touch with Steely and Smith Insurance in Doylestown, PA at 267-992-7232 right away!

The goods inside a backyard building, garage, or shed also may be covered by the homeowners policy, yet you may consider a Personal Articles Policy for a few kinds of sports equipment or machinery. This sort of policy safeguards objects beyond the deductibles and limitations of the homeowner’s insurance policy. You ought to go over the personal property coverage with your carrier or agent to check if you have the right coverage for your property.

Pools

Whether you already own a swimming pool or are considering getting one, assess liability coverage options with the insurance carrier or agent. The majority of home insurance policies have some liability protection, yet you might want more if you own a pool. According to the Insurance Information Institute increase your quantity of liability protection or buy an umbrella liability policy.

You also can take extra safety steps to assist in preventing accidents and decrease the possibility liability exposure:

• Call the municipality in your area to determine if your swimming pool and fence that surrounds it meets requirements for depth, size, and additional safety features.
• Keep all necessary first aid equipment close to the swimming pool.
• At all times, maintain adult supervision of kids in the swimming pool.
• Offer non-slip surfaces around the pool to prevent slips and falls.
• Install a high fence that has a locked, self-closing gate to keep visitors from entering without you knowing, to assist in preventing accidents and reducing possible liability exposure. Always enforce safe swimming pool rules, like walking and not running around the edge of the pool, as well as not diving into the shallow end of the pool.

For more information on our homeowners insurance please feel free to get in touch with Steely and Smith Insurance in Doylestown, PA at 267-992-7232 right away!