Are you ready for the Christmas holidays?

Christmas is a time for family and friends to come together to celebrate the holidays, but for some, instead of making joyous memories, disaster strikes and the unimaginable mishaps occur!

Everyone loved National Lampoon’s Christmas Vacation! The Griswold family faced one disaster after another – from the Christmas light fiasco to an unwanted furry friend making a home in their freshly harvested Christmas tree – the laughs keep coming when more and more misadventures occur.

Could you imagine the cost of all of these misfortunes if they occurred in real life?

The average holiday disaster claims are about $10,000 – now that’s a lot of jingle to lose!

Here are a few holiday calamities that are covered under your homeowner’s insurance:

• A guest falls on your icy sidewalk when entering your home
• Chimney fires
• Presents get stolen
• Christmas lights overload the breaker and your house burns down
• Someone falls off a ladder when putting Santa and his reindeer on your roof
• Tree catches on fire after you set it up in your home
• Your guest gets a bad case of food poisoning
• Catching the kitchen on fire while cooking your holiday feast

Nobody wants to have a Christmas filled with disaster and misfortune. If you take time ahead of the festivities to review your homeowner’s insurance, you will be better prepared to handle any holiday misfortunes should they occur.  And we are NOT jinxing you!

At Steely & Smith, we love the holidays too! Let our team of insurance experts help you confirm your homeowner’s policy is up-to-date and has you covered for the unexpected.

Reach out to us today to ask someone on our team to review your homeowner’s insurance policy to confirm you are carrying the proper amount of coverage to meet your holiday needs.

From our team to your home, we wish you and yours a very Merry Christmas, Happy Holidays and prosperous New Year!

Note: This information is general in nature and should not be construed as professional insurance advice. You should work with your insurance agent to determine what will work best for your situation.