What Are the Most Affordable EVs to Insure?

buying new vehicle

In the last few years, EVs (electric vehicles) have been increasing in popularity with car consumers. Research has shown that 71 percent of drivers in the U.S. would think about purchasing an electric vehicle in the future, with over 30 percent indicating interest in an electric vehicle for their next car purchase. buying new vehicle

EVs provide many benefits over traditional internal combustion engine cars. There are various charging options, which means it’s possible to “fuel” up your car without inconveniencing your daily schedule. As a matter of fact, electric vehicle owners who charge in their home overnight may expect to travel a minimum of 100 miles, according to the United States Department of Energy.

EVs are appealing to consumers from performance to styling.  Electric vehicles have responsive torque and may be charged at work, at home, or while out running errands.

Also, electric vehicle owners might benefit from programs provided by their utility providers, such as lower rates during specific hours, electric vehicle-only electrical rate plans, as well as itemized expenses for home charging use. Plus, EVs usually need less maintenance than gas-powered vehicles because there are less moving parts needing to be replaced and you never need to take it for an oil change.

To put together this list, our research team reviewed 2021 model year electric vehicles available at today’s auto dealerships.

Here’s the top-10 list of 2021 EVs/green vehicles, starting with the cheapest make and model you can get insured.

  1. Santa Fe by Hyundai
  2. Kia Soul Electric Vehicle
  3. Leaf by Nissan
  4. Ioniq by Hyundai
  5. BMW i3
  6. VW ID4
  7. Chevy Bolt Electric Vehicle
  8. Clarity by Honda
  9. Volvo XC40 Recharge
  10. Mustang Mach-E by Ford

Our research team also reviewed 2016 – 2019 model electric vehicles — to compile the following list.

Here’s the top-10 list for used EVs and green vehicles, starting with the cheapest make and model you can get insured.

  1. 2016 to 2017 Chevy Spark Electric Vehicle
  2. 2016 to 2019 Fiat 500 Electric
  3. 2016 to 2019 Kia Soul Electric Vehicle
  4. 2016 to 2019 Nissan Leaf
  5. 2016 to 2019 VW E-Golf
  6. 2016 to 2019 Smart Fortwo
  7. 2016 to 2018 Ford Focus
  8. 2017 to 2019 Hyundai Ioniq
  9. 2016 to 2019 BMW i3
  10. 2016 to 2017 Mitsubishi I MIEV

For more details on our auto insurance rates please feel free to contact Steely & Smith in Doylestown, PA at (215) 345-9410.

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