What Exactly Does Tow Truck Insurance Cover?

new tow trucksBecause the auto transporter industry and towing and recovery industry are unique, their insurance requirements are, as well. When it pertains to on-hook or cargo insurance coverage, auto transporter insurance, and towing and recovery insurance, standard options just will not cut it. When you contact Steely and Smith Insurance for service, know that our team understands the industry. We have the experience and knowledge to offer tailored insurance packages that meet and even exceed your unique needs.

If you are engaged in the car towing business, you need to consider having tow truck insurance. Call Steely & Smith Insurance today at (215) 345-9410. 

At Steely and Smith Insurance we have your back. We offer coverage that exceeds federal and state insurance needs for cargo and on-hook insurance coverage, auto liability, and ICC and State filings. Our team insures small and large operations and all-sized auto transporters, rollbacks, wreckers, and two trucks.

Our services include:

  • No Radius Limitations
  • Hired Car
  • Non-ownership
  • State and Federal Filings
  • Garage Keepers Legal Liability
  • Cargo and On-hook Insurance Coverage
  • General/Garage Liability
  • Auto Physical Damage
  • Auto Liability

Some of the kinds of operations our team insures:

  • Auto Transporters with unlimited radius
  • With Body Shop
  • With Auto Repair
  • With Service Operations
  • With Ancillary Auto Sales
  • With Ancillary Tractors & Trailers
  • New Venture or Established Business
  • Any Size Wrecker or Rollback
  • One Truck to Fleet

Let’s explore the different types of towing insurance coverages:

  • On-Hook Towing Insurance: Such overage helps to pay for damages to cars or trucks you’re towing.
  • Garagekeepers Legal Liability Insurance: Service stations and towing businesses may have to have this kind of insurance to protect their client’s vehicles when they are being worked on or held.
  • Physical damage insurance: Such coverage helps when a truck is damaged, regardless of whose fault it was. Usually, this kind of insurance is needed by lenders if you’ve financed the truck’s purchase.
  • Tow Truck Auto Liability: Such coverage will protect you from being liable for bodily injuries and property damage that is caused by your team’s tow truck.

Please get in touch with Steely & Smith Insurance anytime! Our Tow Truck Insurance will help during times of need. Please feel free to contact us today if you live in the Doylestown, PA area at (215) 345-9410.

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